When it comes to buying a home, one of the most important things you can do is make sure you have a pre-approved mortgage.
What is the difference? Pre-Qualified vs. Pre- Approved
Pre-Qualified is a step that lenders take before they verify your financial information and credit history. This can be done through a lender's own system or through an online portal.
Pre-Approved is more official, requiring the lender to verify your financial information and credit history.
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